Upgrade Your Home with Xcel's Neighborhood Retrofit Program

Up to $10,000 in additional incentives — on top of existing Xcel rebates — for qualifying homeowners in select Denver and Aurora neighborhoods.
A grey sectional in a modern living room with an air handler unit above it

What Is the Xcel Neighborhood Retrofit Program?

The Xcel Neighborhood Retrofit Program brings whole-home electrification to select neighborhoods in the Denver metro area. Funded by Xcel Energy as part of its Clean Heat Plan, the program provides significant financial incentives to help homeowners switch from gas to high-efficiency electric heat pumps — dramatically reducing energy costs and carbon emissions.

Zero Homes is operating the program end-to-end, from project management to expert installation. ARUS Consulting performs the in-home energy assessments that determine which upgrades will benefit your home the most.

Two neighborhoods are currently eligible:

  • Valverde (Denver) — Income-qualified track. Eligible homeowners can receive 100% of project costs covered.

  • Aurora — Market-rate track. Eligible homeowners receive 70% off heat pumps and 50% off every other recommended measure, up to $10,000 per home.

These incentives are in addition to Xcel Energy's existing rebates and the Colorado State Heat Pump Tax Credit — meaning your total savings can be substantial, ~$21,250.

UpgradesMaximum Market-rate Incentives
Cold Climate Heat Pump RebateUp to 70%
Standard Heat Pump RebateUp to 50%
Electric Load Service Center (Panel Upgrade)Up to 50%
Electric WiringUp to 50%
Heat Pump Water HeaterUp to 50%
Insulation, Air Sealing, and VentilationUp to 50%
Electric Stove, Cooktop, or OvenUp to 50%
Total Potential Incentives (This Program, Xcel, & State)$21,250
Apply today, these incentives are limited!Get Started

How it works

Upgrading your home through the Xcel Neighborhood Retrofit Program is simple:
  • 1. Sign up Online
    Click 'Get Started' and complete the short application form. If you have questions, reach out to our team and we'll walk you through the program.
  • 2. Connect with our team
    If you're eligible, we'll reach out to walk you through the program specifics, answer your questions, and get you scheduled.
  • 3. Complete Home Assessment
    ARUS Consulting will visit your home to evaluate your current systems and identify the upgrades that will deliver the biggest impact on comfort, efficiency, and cost savings.
  • 4. Review Your Plan
    We'll present a detailed scope of work with a clear breakdown of costs, incentives, and your out-of-pocket total. No surprises.
  • 5. Installation by Zero Homes
    Our expert team installs your upgrades and keeps you informed every step of the way. We handle all rebate paperwork and apply your incentives directly — you just pay the reduced balance.
  • 6. Enjoy your upgraded home
    Relax in a quieter, healthier, more comfortable home with lower energy bills and a smaller carbon footprint.

Maximize Your Savings with Zero Homes

Xcel Energy selected Zero Homes to operate this program because of our deep track record delivering whole-home electrification projects across the country.

We manage every step — from your initial application through installation and rebate processing — so you get the best possible outcome with the least hassle.

When with work with us, here's what you're get:

  • One Team, Start to Finish Zero Homes runs this program on behalf of Xcel Energy. We coordinate your home assessment, design your upgrade plan, and install everything — one team, one point of contact, zero runaround.

  • Maximized Incentives We stack the Xcel Neighborhood Retrofit incentive on top of Xcel's existing heat pump rebates and the Colorado State Heat Pump Tax Credit — and handle all the paperwork so you don't leave money on the table.

  • A Home That Actually Feels Different Quieter. More comfortable in every room. Lower monthly bills. Our installations are designed to make a noticeable difference in how your home feels day-to-day — not just on paper.

Get Started Today - It Only Takes a Few Minutes

Ready to see if your home qualifies? Our short application takes less than 5 minutes. We'll just need:

  • Your contact information (name, phone, email, address)

  • Whether you own or rent your home

  • Which upgrades you're most interested in — heat pumps, water heaters, insulation, electrical upgrades, or all of the above

Once you apply, our team will review your eligibility and reach out to schedule your free in-home assessment with ARUS Consulting.

FAQs: Xcel Neighborhood Retrofit Program